Business Green Rewards Card from OPEN®
- First year fee-free
- No pre-set spending limit
- Receive 5,000 bonus points on your first purchase
- Redeem for rewards with as few as 400 points
- Automatic discounts at partners including JetBlue, Delta®, FedEx, Courtyard by Marriott®, and more
- Earn 1 Membership Rewards® point for virtually every dollar spent with no limits and no expiration dates
- Points never expire and there is no maximum amount of points earned
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
- Get a decision in less than 60 seconds with an easy, 1-page online application
Annual Fee: None for 1 Year; $95 thereafter
Late Fee: $0-$35 or 2.99%
Overlimit Fee: N/A
Reward Program: Optional (fee applies) Points
Credit Line: No pre-set limit
With the Business Green Rewards Card from OPEN® the Small Business Team you'll be a part of our award-winning Membership Rewards® program, which automatically turns your business purchases into points you can redeem for your choice of travel, shopping, and entertainment rewards.
No pre-set spending limit — The American Express Card has no preset spending limit, giving you purchasing power that adjusts with your use of the card. No preset spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors including spending patterns, your payment history, your credit history, and financial resources known to us.
As a Cardmember, you can also take advantage of these great benefits:
Automatic enrollment in the Membership Rewards® program—Redeem points for travel, merchandise and other rewards for you and your business. Points have no cap and no expiration.*
Additional Cards — Give your employees Additional Cards to help you consolidate and control business spending, earn reward points faster and enjoy even more savings on business purchases.
Online management — Manage your account with Summary of Accounts and track charges with Expense Management Reports.
OPEN Savings® — Ongoing savings with FedEx, Delta®, Hertz®, Hyatt Hotels and Resorts® and more just by using your Business Card. The savings will automatically appear on your statement, and the savings are in addition to other discounts your business may already receive.**
Advice for your Business — Ask an expert a question, use an online tool, and read articles by other business owners.
Making Business Purchases on the Card
Return Protection — Purchases must be made in the United States and charged in full on your Card. A Refund will not be paid if, on the date we receive your Return Protection Request, any amount on your Card Account is past due for one or more billing cycle(s) or your Card is cancelled. Refunds are limited to $300 per designated item, and $1,000 annually per Cardmember Account. The item must be in "like new" condition (not visibly used or worn) and working in order to be eligible. An item is eligible if it may not be returned by the Cardmember to the store from which it was originally purchased. Any item purchased from a store that has an established return/satisfaction guarantee program which is greater than or equal to the terms of Return Protection, and provides coverage for claim, will not be eligible for a Return Protection Refund.
Items not eligible for a refund are: animals and living plants; one-of-a-kind items (including antiques, artwork, and furs); limited edition items; going-out-of-business sale items; consumable or perishable items with limited life spans (such as perfume, light bulbs, non-rechargeable batteries); jewelry and precious stones; services and additional costs (such as installation charges, warranties, shipping, or memberships); rare and precious coins; used, rebuilt and refurbished items; custom-built items, cellular phones; pagers; compact discs; digital video discs; mini discs; audiotapes; videotapes; computer software; firmware (such as console games, Nintendo, etc.); maps; books of any kind; health care items (such as blood pressure machines and diabetes equipment); formal wear; tickets of any kind; motorized vehicles (such as cars, trucks, motorcycles, boats, airplanes, or riding lawn mowers) and their parts; land and buildings; firearms; negotiable instruments (such as promissory notes, stamps and travelers checks); cash and its equivalent; and items permanently affixed to home, office, vehicles, etc. (such as garage door openers, car alarms).
If you have any questions regarding a Return Protection Request or the Return Protection program, please call our Customer Service Department at 800-297-8019.
Purchase Protection Plan — is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0951 and is subject to change with notice. This document does not supplement or replace the Policy.
Traveling with the Card
Travel Accident Insurance — is underwritten by AMEX Assurance Company, Administrative Office, De Pere, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0948 and is subject to change with notice. This document does not supplement or replace the Policy.
Car Rental Loss and Damage Insurance — covers you for theft of, or damage to, most Rental Autos for the first 30 days of rental if rented from a commercial car rental company. Simply use your eligible Card to reserve, pick up, and pay for an auto rental and decline the Rental Company's full collision damage waiver (or similar option). The coverage is in excess of your other insurance and is only available for Rental Autos rented in the United States, its territories and possessions. See the Description of Coverage or call 1-800-338-1670 for full details. Coverage is subject to the terms, conditions and exclusions of Policy AX0925 underwritten by AMEX Assurance Company, Admin. Office, Green Bay, WI. Certain vehicles are not covered and other significant exclusions apply.
Emergency services — Assists you with emergency card replacement, check-cashing, and hotel check-in.
Express Cash — By accepting the account, I also have the option to request enrollment in the Express Cash ATM program. I will receive the terms and conditions, including fees, in the Agreement when I receive my Card. I acknowledge that I must call American Express to enroll in the Express Cash program.
* Please refer to the terms and conditions for further information.
** OPEN Savings®: Payment must be made with an American Express® Business Card at the time of purchase. Savings will be credited to your American Express Business Card billing statement. All savings referenced are in addition to any offers made by participating companies. Participation and offers are subject to change without notice. Terms and conditions apply. For more information, please visit opensavings.com .
See web site for complete terms & conditions