Platinum Business FreedomPass® Credit Card
- 5,000 point welcome bonus with first purchase
- Earn 1 point for virtually every dollar you spend
- Redeem for savings on any flight, hotel, car rental or cruise-up to $100 off for every 7,500 points
- No blackout dates and no travel restrictions
- 0% Introductory APR on purchases for the first 12 months*
- No annual fee and the option to pay over time or pay in full
- No annual fee for Additional Cards
- Save 3-25% on business purchases at companies like FedEx, Delta®, Hertz®, and more
*View Terms and Conditions.
APR for Balance Transfers: Fixed 7.99% (for Life of Balance)
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: Balance transfers may incur a fee*
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 25 Days
Reward Program: Bonus Points
Get unlimited fee-free Additional Cards and a credit line up to $50,000 with the Platinum Business FreedomPassSM from American Express®.
Platinum Business FreedomPass® Credit Card from OPEN® the small business team:
- 5000 bonus points with first purchase
- Redeem for savings on any flight, hotel, car rental or cruise
- No blackout dates and no restrictions
- No annual fee and a 0% Intro APR
- Get a decision in less than 60 seconds with our easy, 1-page online application
- OPEN Savings® including Travel Accident insurance and Purchase Protection Plan
It's easy to earn travel savings:
- Earn 1 point per dollar--and save $100 for every 7,500 points
- With Additional Cards, your employee purchases also earn you points
- Points have no expiration date
- Redeem and manage your FreedomPass Rewards points online
FreedomPass Program
- Points can only be redeemed for discounts on "Eligible Travel Purchases". "Eligible Travel Purchases" are Purchases on your Card Account at airlines, hotels, car rental companies, cruise lines, travel agencies, tour operators and on-line travel sites that are submitted by a merchant under an appropriate industry code or identifier for the above-listed categories.
- You may obtain a discount on an Eligible Travel Purchase by redeeming Points for a credit to your Card Account. Points may only be redeemed in 7,500 increments and each 7,500 Points shall be equal to a credit of up to $100. Credit to your Card Account for an Eligible Travel Purchase will not exceed the amount of the Eligible Travel Purchase. For example, if you have a $153 charge for a car rental, you can redeem 7,500 Points for a $100 credit or 15,000 Points for a $153 credit.
- Discount redemption requests can be made only after the Charge for the Eligible Travel Purchase is billed on your month-end billing statement. This statement will contain a "Statement Closing Date." Discount redemption requests must be received by us within 60 days of the Statement Closing Date shown on the billing statement in which the Charge for the Eligible Travel Purchase first appears.
- The discount will be awarded to you in the form of a statement credit.
- Your Card Account will be billed for the full amount of the Eligible Travel Purchase. You may not withhold any payment due on your Card Account based upon your expectation of receiving a discount in the form of a future statement credit.
- There is no limit to the number of Points you may redeem per Eligible Travel Purchase, however they must be redeemed in a single request.
- 5,000 Welcome Bonus points will be awarded to new Platinum Business FreedomPassSM Credit Cardmembers 8-12 weeks after the first charge to their Platinum Business FreedomPass Credit Card. You may be permitted to have more than one Platinum Business FreedomPass Credit Card account; however, you are eligible to receive these 5,000 Welcome Bonus points for only one Card account.
View current Terms and Conditions.
Additional Information
is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is subject to the terms, conditions, and exclusions of Policy AX0953.
is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is subject to the terms, conditions, and exclusions of Policy AX0400.
covers you for theft of, or damage to, most Rental Autos for the first 30 days of rental if rented from a commercial car rental company. Simply use your eligible Card to reserve, pick up, and pay for an auto rental and decline the Rental Company's full collision damage waiver (or similar option). The coverage is in excess of your other insurance and is only available for Rental Autos rented in the United States, its territories and possessions. See the Description of Coverage or call 1-800-338-1670 for full details. Coverage is subject to the terms, conditions and exclusions of Policy AX0925 underwritten by AMEX Assurance Company, Admin. Office, Green Bay, WI. Certain vehicles are not covered and other significant exclusions apply.
is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is subject to the terms, conditions, and exclusions of Policy AX0951.
is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is subject to the terms, conditions, and exclusions of Policy AX0948. Travel Accident Insurance covers you up to $100,000 automatically for accidental death and dismemberment when you travel by a Common Carrier (such as a plane, train, bus or ship) when tickets are purchased with your Card. Coverage is only available to Permanent Residents of U.S., Puerto Rico, and U.S. Virgin Islands. For additional information, call the American Express Customer Service number located on the back of your Card.
Not all services are available at all locations. Services are subject to local laws and cash availability.
See web site for complete terms & conditions