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Bad Credit Credit Cards

To get credit cheap, you need a decent credit score. Building a positive payment history to eventually upset your negative items on your credit report can dramatically improve your credit rating. Consumers may improve their scores up to 100 points by getting a Visa®, MasterCard® or Catalog card and paying the installments in a timely manner.

You can choose another, more specific poor credit credit card type from the menu bar on the left or browse through the full list of our Bad Credit/No Credit credit cards below.


New Millennium Bank Secured Gold Visa® / Mastercard®Credit Card
Apply Now! New Millennium Bank Secured Gold Visa® / Mastercard®

Credit limits up to $10,000*

Summary:

Ongoing APR: 19.50%
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Annual Fee: $59.00
Total Initial Charge: $69.95
Late Fee: $20.00
Overlimit Fee: $20.00

    Features:
  • Approved regardless of credit history or income
  • Credit limits up to $10,000* (with both, Visa® and MasterCard® cards)
  • Reports to all 3 bureaus
  • Get cash at over 740,000 ATMs
  • No credit check

    *See Rates, Fees & Other Terms.
More info           Apply

NMB Secured Black Diamond Visa® or Mastercard®Credit Card
Apply Now! NMB Secured Black Diamond Visa® or Mastercard®

CREDIT BUILDER PROGRAM!

Summary:

Ongoing APR: 19.50%
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Annual Fee: $59.00
Total Initial Charge: $99.95
Late Fee: $20.00
Overlimit Fee: $20.00
Reward Program: Travel Offers

    Features:
  • Approved regardless of credit history
  • Credit limits up to $10,000*
  • Reports to all 3 bureaus
  • Get cash at over 740,000 ATMs
  • No credit check

    *See Rates, Fees & Other Terms.
More info           Apply

UltraVX® Visa®Credit Card
Apply Now! UltraVX® Visa®

Now anyone can qualify for a secured credit card with UltraVX® Visa®.

Summary:

Ongoing APR: 18.90%
Cash Advance APR: 18.90%
Cash Advance Fee: $2 ($5 for International)
Total Initial Charge: $29.95
Returned Check Fee: $25.00
Late Fee: $25.00
Overlimit Fee: $25.00
Reward Program: Clear Rewards

    Features:
  • UltraVX® makes it easy to manage your finances
  • Automatic minimum payments
  • Reports to all 3 major credit bureaus
  • No credit check, no bank account required
  • Instant online approval
  • Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions*.

    *Subject to terms and conditions.
More info           Apply

New Millennium Bank Platinum Visa® or MasterCard®Credit Card
Apply Now! New Millennium Bank Platinum Visa® or MasterCard®

NMB has guaranteed your credit approval for up to $10,000* with no credit check!

Summary:

Ongoing APR: 19.50%
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Annual Fee: $59.00
Total Initial Charge: $99.95
Late Fee: $20.00
Overlimit Fee: $20.00
Reward Program: Travel Rewards

    Features:
  • Guaranteed* Issue
  • NO credit check, EVER
  • NOBODY gets turned down
  • Reports to 3 major CREDIT BUREAUS
  • Credit approval for up to $10,000 (with both cards)*
  • YOU are APPROVED regardless of income or credit history
  • Complimentary online services for account management and payments

    *See Rates, Fees & Other Terms.
More info           Apply

First Option Visa®Credit Card
Apply Now! First Option Visa®

Get a REAL Visa® Credit Card!

Summary:

Ongoing APR: 19.50%
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Annual Fee: $59.00
Total Initial Charge: $99.95
Late Fee: $20.00
Overlimit Fee: $20.00

    Features:
  • Up to $5,000.00 Secured Line of Credit!!
  • Be Approved Regardless of Credit History or Income!!!
  • Guaranteed Approval!
More info           Apply

MyCreditCardFinderCredit Card
Apply Now! MyCreditCardFinder

One site, dozens of offers tailored to you!

Summary:

Ongoing APR: N/A

    Features:
  • Simple and Easy to use
  • Review up to 10 different credit card offers
  • Find a credit card at no cost
  • Free credit related information
More info           Apply

Western Union® Prepaid MasterCard®Credit Card
Apply Now! Western Union® Prepaid MasterCard®

Credit problem? No problem!

Summary:

Ongoing APR: N/A
Total Initial Charge: $9.95
Overlimit Fee: $25.00

    Features:
  • Carry your money safely and conveniently.
  • Shop online anywhere MasterCard debit cards are accepted.
  • Check your Card balance anytime online or over the phone.
  • Reload your Card at any participating Western Union Agent location in the United States.
  • No credit checks! No lengthy applications!
  • Shop wherever MasterCard debit cards are accepted — even online
  • Efficiently manage your money and pay bills because you control how much you put on the Card.
  • Easy to Get, Easy to Use
  • The power of cash. The convenience of plastic.
More info           Apply

Wired Plastic™ Prepaid Visa® CardCredit Card
Apply Now! Wired Plastic™ Prepaid Visa® Card

Guaranteed Approval*. Earn Reward Points on Every Purchase.

Summary:

Ongoing APR: N/A
Annual Fee: None*
Total Initial Charge: $9.95
Reward Program: Wired Points™

    Features:
  • Receive your new Visa® card in as little as 3 days
  • No Upfront Payment Required
  • Overdraft Safety Program
  • Rewards Program
  • Integrated Bill Pay Service
  • Convenient Loading Options

    *See Terms and Conditions.
More info           Apply

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