Credit Card Balance Transfer

Balance Transfer Credit Cards

You can choose another credit card type from the menu bar on the left or browse through the full selection of our best Balance Transfer credit cards below. Find information to compare fees, bonuses, and other card features, in the more info section of each card.


Blue from American Express®Credit Card
Apply Now! Blue from American Express®

0% APR for up to 15 months - Get Blue from American Express®

Summary:

APR for Balance Transfers: 4.99% (for Life of Balance)
Balance Transfer Fee: None if submitted with this application*
Intro APR for Purchases: 0.00% (for Up to 15 Months)
Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Returned Check Fee: $38.00
Late Fee: $19-$38
Overlimit Fee: $35.00
Reward Program: Membership Rewards® Points

    Features:
  • Membership Rewards ExpressSM program
  • 0% APR for up to 15 months
  • Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance
  • No annual fee
  • Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences
More info           Apply

CitiBusiness® CardCredit Card
Apply Now! CitiBusiness® Card

The card built for small businesses.

Summary:

APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: Balance transfer fee applies with this offer*
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: Prime + 2.99% (Currently 7.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $35.00

    Features:
  • 0% APR on purchases and balance transfers for 12 months*
  • No annual fee
  • Business-size credit line
  • Free additional cards for employees with credit limits you set
  • Savings on everyday business purchases
  • Quarterly and annual account summaries
  • Balance transfer fee applies with this offer*

    *See Terms and Conditions.
More info           Apply

Advanta Life-of-Balance Platinum CardCredit Card
Apply Now! Advanta Life-of-Balance Platinum Card

The BusinessCard as individual as your business...only from Advanta.

Summary:

APR for Balance Transfers: 2.99% (for Life of Balance*)
Balance Transfer Fee: Waived for the introductory offer*
Ongoing APR: Prime + 2.24% (Currently 7.24%)
Cash Advance APR: As low as Prime + 2.24% (Currently 7.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Returned Check Fee: $35.00
Late Fee: $19-$39
Overlimit Fee: $15-$39
Reward Program: Cash Back or Travel Rewards

    Features:
  • 2.99% Fixed APR for LIFE on balances transferred within 3 months
  • Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • Personalized card — your company name on the card, plus your logo.

    * See website for Terms and Conditions.
More info           Apply

Chase Free Cash RewardsSM Visa® CardCredit Card
Apply Now! Chase Free Cash Rewards Visa® Card

A decision that's easy to make: FREE CASH!

Summary:

APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Cash Advance APR: from Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Reward Program: Cash Back or Gift Card/Certificate

    Features:
  • Earn 1 point for every eligible $1 in purchases*
  • 1,000 Bonus Points* with your first purchase
  • Intro 0% Fixed APR for up to 12 months*
  • No Annual Fee
  • Get your rewards with as few as 2500 points
  • Choose from either a $25 check or a $25 gift card/certificate

    *See Pricing & Terms.
More info           Apply

MoneyReturn® Visa® Platinum Plus®Credit Card
Apply Now! MoneyReturn® Visa® Platinum Plus®

Get back 10% of your yearly interest charges!

Summary:

APR for Balance Transfers: 0.00% (for six billing cycles)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: Prime + 5.99% (Currently 10.99%)
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $15-$39
Reward Program: Cash Back (on interest charges)

    Features:
  • No annual fee
  • 0% Introductory APR on balance transfers and cash advance checks for your first 6 billing cycles*
  • Get back 10% of your yearly interest charges
  • Card issued by FIA Card Services, NA.

    *See important rate and fee information.
More info           Apply

Advanta Custom Platinum BusinessCard with RewardsCredit Card
Apply Now! Advanta Custom Platinum BusinessCard with Rewards

A business credit card, now with your favorite image on it.

Summary:

APR for Balance Transfers: 0.00% (for 15 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $50)
Ongoing APR: Prime + 0.24% (Currently 5.24%)
Cash Advance APR: As low as Prime + 0.24% (Currently 5.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Returned Check Fee: $35.00
Late Fee: $19-$39
Overlimit Fee: $15-$39
Reward Program: 5% Cash Back or Travel Rewards

    Features:
  • 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
  • 7.99% Variable APR on Purchases
  • Choice of 5% Cash Back on office supplies, gas and more*
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • Personalized card — your company name on the card, plus logo or other image!
  • No Tax ID required for application
  • Build Business Credit with the Advanta BusinessCard

    * See website for Terms and Conditions.
More info           Apply

Chase Flexible RewardsSM Platinum Visa®Credit Card
Apply Now! Chase Flexible Rewards Platinum Visa®

Your choice. Your chase.

Summary:

APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Reward Program: Bonus Points

    Features:
  • Earn 1 point for every dollar spent*
  • Earn airline tickets, hotel stays or car rentals.
  • 0% introductory APR* for up to 12 months
  • The time period for the intro APR and balance transfers to which it will apply will be based on review of your application and credit history
  • No Annual Fee

    *See Pricing & Terms.
More info           Apply

IberiaBank MasterCard®Credit Card
Apply Now! IberiaBank MasterCard®

Some of the lowest rates in the nation.

Summary:

APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime - 1.00% (Currently 4.00%)
Cash Advance APR: As low as Prime + 0.00% (Currently 5.00%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Returned Check Fee: $29.00
Late Fee: $15-$35
Overlimit Fee: $35.00

    Features:
  • Variable rates as low as 7.25%
  • No annual membership fee
  • 0% Introductory APR on balance transfers for your first 6 billing cycles
  • 25 Day grace period
  • Online access to credit card information

    Download the Terms & Conditions here.
More info           Apply

Bank of America Platinum Plus® Visa® CardCredit Card
Apply Now! Bank of America Platinum Plus® Visa® Card

Start Building a solid credit history!

Summary:

APR for Balance Transfers: 0.00% (for twelve billing cycles*)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: As low as Prime + 2.99% (Currently 7.99%)*
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $15-$39

    Features:
  • No Annual Fee
  • 0% Introductory APR on balance transfers and cash advance checks for your first 12 billing cycles*
  • Credit lines may be as high as $25,000
  • Card issued by FIA Card Services, NA.
  • Online Banking Service
  • Total Security Protection®
  • Card issued by FIA Card Services, NA

    *See important rate and fee information.
More info           Apply

Clear from American Express®Credit Card
Apply Now! Clear from American Express®

Clear has absolutely no fees.

Summary:

APR for Balance Transfers: Fixed 5.99% (for Life of Balance)
Balance Transfer Fee: None
Intro APR for Purchases: 0.00% (for Up to 12 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: None
Annual Fee: None
Returned Check Fee: None
Late Fee: None
Overlimit Fee: None
Reward Program: Automatic Rewards

    Features:
  • 0.00% Intro APR for up to 12 months
  • 5.99% fixed APR on balance transfers
  • Automatic Rewards
  • Flexibility to pay over time
  • User-friendly credit report and score
  • American Express World-Class customer service
More info           Apply

Chase Disney Visa® CardCredit Card
Apply Now! Chase Disney Visa® Card

Get a variety of magical rewards no other card can match!

Summary:

APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $50)
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $14-$34
Overlimit Fee: $29.00
Reward Program: Disney RewardsSM

    Features:
  • No Annual Fee
  • 0% Intro APR for up to 12 months*
  • No Block-out Dates
  • Visa® Platinum Benefits

    *See Pricing & Terms.
More info           Apply

IberiaBank Visa® Gold Cash Back Rewards CardCredit Card
Apply Now! IberiaBank Visa® Gold Cash Back Rewards Card

Low variable rates, plus 1% cash back!

Summary:

APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 0.99% (Currently 5.99%)
Cash Advance APR: As low as Prime + 1.99% (Currently 6.99%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Returned Check Fee: $29.00
Late Fee: $15-$35
Overlimit Fee: $35.00
Reward Program: 1% Cashback

    Features:
  • 1% cash back on everything you buy from day one.
  • No limit on cash back; no expiration for the life of your account
  • No minimum to redeem for cash
  • No annual membership fee

    Download the Terms & Conditions here.
More info           Apply

IberiaBank Visa® ClassicCredit Card
Apply Now! IberiaBank Visa® Classic

Variable rates as low as 7.25%!

Summary:

APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime - 1.00% (Currently 4.00%)
Cash Advance APR: As low as Prime + 0.00% (Currently 5.00%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Returned Check Fee: $29.00
Late Fee: $15-$35
Overlimit Fee: $35.00

    Features:
  • No annual membership fee
  • 0% Introductory APR on balance transfers for your first 6 billing cycles
  • 25 Day grace period
  • Online access to credit card information

    Download the Terms & Conditions here.
More info           Apply

Discover® MoreSM CardCredit Card
Apply Now! Discover® More Card

Get it all... 5% Cashback Bonus® in categories that change four times a year*

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: 1-5% Cashback Bonus®

    Features:
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Up to 1% Cashback Bonus®on all other purchases automatically
  • Unlimited cash rewards*
  • Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
  • 0% Intro APR*
  • Fraud specialists dedicated to helping you 24/7
  • Timely e-mail reminders to help you avoid fees

    *View rates, fees, rewards and other important information.
More info           Apply

Discover® MoreSM Card - Sealife CollectionCredit Card
Apply Now! Discover® More Card - Sealife Collection

Choose Your Sealife Card Design!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: Up to 5% Cashback Bonus® Award on Gas Purchases

    Features:
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Up to 1% Cashback Bonus®on all other purchases automatically
  • Unlimited cash rewards*
  • Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
  • Easy online account options that put you in control
  • Timely e-mail reminders to help you avoid fees

    *View rates, fees, rewards and other important information.
More info           Apply

Advanta Platinum with RewardsCredit Card
Apply Now! Advanta Platinum with Rewards

Low Rates, Rich Rewards and Exclusive Savings.

Summary:

APR for Balance Transfers: 0.00% (for 15 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $50)
Ongoing APR: Prime + 0.24% (Currently 5.24%)
Cash Advance APR: As low as Prime + 0.24% (Currently 5.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Returned Check Fee: $35.00
Late Fee: $19-$39
Overlimit Fee: $15-$39
Reward Program: 5% Cash Back or Travel Rewards

    Features:
  • 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
  • 7.99% Variable APR (based on Prime) on Purchases
  • Up to 5% Cash Back on office supplies, gas and more*
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set monthly spending limits per user
  • $0 Fraud Liability
  • Personalized card — your company name on the card, plus your logo.

    * See website for Terms and Conditions, important information, benefits and limitations.
More info           Apply

AARP Rewards Platinum Visa® CardCredit Card
Apply Now! AARP Rewards Platinum Visa® Card

A full 1% back for every dollar you spend.

Summary:

APR for Balance Transfers: 0.00% (for Up to 6 Months*)
Balance Transfer Fee: 3% (minimum $5; maximum $50)
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Cash Advance APR: Prime + 14.74% (Currently 19.74%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$35
Overlimit Fee: $29.00
Reward Program: Rewards Points

    Features:
  • Earn one reward point for every dollar you spend.*
  • 0% APR for up to 6 months and pay no annual fee.*
  • No telemarketing calls.
  • Zero unauthorized liability.
  • Exclusive discounts for AARP Platinum Visa cardmembers.
  • Automatic AARP Rewards Platinum Visa card benefits.

    *See Pricing & Terms.
More info           Apply

IberiaBank Visa® Platinum Rewards CardCredit Card
Apply Now! IberiaBank Visa® Platinum Rewards Card

The Platinum Card with the SCORECARD® Bonus Point Program.

Summary:

APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 0.99% (Currently 5.99%)
Cash Advance APR: As low as Prime + 1.99% (Currently 6.99%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Returned Check Fee: $29.00
Late Fee: $15-$35
Overlimit Fee: $35.00
Reward Program: ScoreCard® Bonus Points

    Features:
  • No annual fee
  • 0% Introductory APR on balance transfers for your first 6 billing cycles
  • Earn 1 bonus point for every $1 in net retail purchases and redeem your points for hotel rooms, gourmet dinners, travel, and more

    Download the Terms & Conditions here.
More info           Apply

Blue Cash® from American Express®Credit Card
Apply Now! Blue Cash® from American Express®

Say hello to the newest Blue - BLUE CASH from American Express®.

Summary:

APR for Balance Transfers: As low as Fixed 4.99% (for Life of Balance)
Balance Transfer Fee: 3% (minimum $5; maximum $99)
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Returned Check Fee: $38.00
Late Fee: $19-$38
Overlimit Fee: $35.00
Reward Program: Up to 5% Cash Back

    Features:
  • Up to 5% cash back on all qualified purchases*
  • 0% Intro APR for 6 months
  • Online application approval decisions in under 60 seconds
  • Balance Transfer APR 4.99%
  • Go To Rate: Prime + as low as 4.99%, currently 9.99%
  • Flexibility to pay over time
  • No annual fee

    *See Terms, Conditions & Disclosures
More info           Apply

Discover® MoreSM Card - Wildlife CollectionCredit Card
Apply Now! Discover® More Card - Wildlife Collection

Choose from different Wildlife Card Designs!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: 1-5% Cashback Bonus®

    Features:
  • Unlimited cash rewards*
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
  • 0% Intro APR*
  • Talk to a knowledgeable person in less than a minute
  • $0 fraud liability guarantee
  • Advanced fraud early warning alerts
  • Secure online account numbers
  • Fraud specialists dedicated to helping you 24/7

    *View rates, fees, rewards and other important information.
More info           Apply

Discover® MoreSM Card - American FlagCredit Card
Apply Now! Discover® More Card - American Flag

Patriotic, American Flag Design!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: 1-5% Cashback Bonus®

    Features:
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Up to 1% Cashback Bonus®on all other purchases automatically
  • Unlimited cash rewards*
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
  • 0% Intro APR*

    *View rates, fees, rewards and other important information.
More info           Apply

IberiaBank MasterCard® Gold Cash Back Rewards CardCredit Card
Apply Now! IberiaBank MasterCard® Gold Cash Back Rewards Card

1% cash back on everything you buy from day one!

Summary:

APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 0.99% (Currently 5.99%)
Cash Advance APR: As low as Prime + 1.99% (Currently 6.99%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Returned Check Fee: $29.00
Late Fee: $15-$35
Overlimit Fee: $35.00
Reward Program: 1% Cashback

    Features:
  • No limit on cash back; no expiration for the life of your account
  • No minimum to redeem for cash
  • No annual membership fee

    Download the Terms & Conditions here.
More info           Apply

HSBC Weekend CardCredit Card
Apply Now! HSBC Weekend Card

Cash back on all purchases, all the time—double cash back on weekends.

Summary:

APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% ($15 minimum) max. $99 during the Introductory Period*
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: As low as 8.99%
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $15)*
Annual Fee: None
Reward Program: 1-2% Unlimited Cash Back

    Features:
  • Earn a full 2% cash back on every single credit card purchase made on Saturdays and Sundays
  • 1% cash back on every single credit card purchase made Monday through Friday
  • Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
  • Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
  • 0% Introductory APR on balance transfers for 12 months*
  • No annual fee

    *See terms & conditions.
More info           Apply

Discover® MoreSM Card - ClearCredit Card
Apply Now! Discover® More Card - Clear

5% Cashback Bonus®*!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: 1-5% Cashback Bonus®

    Features:
  • Unlimited cash rewards*
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Increase, even double, your rewards when you redeem for gifts cards from our 80 Cashback Bonus® Partners*
  • Talk to a knowledgeable person in less than a minute
  • 0% Intro APR*

    *View rates, fees, rewards and other important information.
More info           Apply

Discover® Open RoadSM CardCredit Card
Apply Now! Discover® Open Road Card

5% Cashback Bonus® on gas and auto maintenance purchases

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10; maximum $75)
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: Full 5% on Gas Purchases*

    Features:
  • 0% Intro APR*
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Up to 1% Cashback Bonus® on all other purchases
  • Unlimited cash rewards*
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners
More info           Apply

Chase PerfectCard™ MasterCard®Credit Card
Apply Now! Chase PerfectCard™ MasterCard®

SAVINGS YOU CAN TAKE ON THE ROAD - SAVE 6%!

Summary:

APR for Balance Transfers: 0.00% (for Up to 6 Months*)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Cash Advance APR: from Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None*
Late Fee: $15-$39
Overlimit Fee: $39.00
Reward Program: Rebate (Credit)

    Features:
  • 6% rebates on ALL gas purchases at ANY gas station for the first 90 days*
  • 3% rebates on ALL gas purchases at ANY gas station after the first 90 days*
  • 1% rebates on ALL other purchases made anywhere else*
  • 0% Intro APR* for up to 6 months*
  • No Annual Fee

    *See Pricing & Terms.
More info           Apply

Blue Sky® from American Express®Credit Card
Apply Now! Blue Sky® from American Express®

Say good-bye to Travel Reward Restrictions!

Summary:

APR for Balance Transfers: As low as Fixed 4.99% (for Life of Balance)
Balance Transfer Fee: 3% (minimum $5; maximum $99)
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Returned Check Fee: $38.00
Late Fee: $19-$38
Overlimit Fee: $35.00
Reward Program: Travel Points

    Features:
  • Earn free travel fast with Blue Sky
  • No blackout dates, no travel restrictions
  • Points good on any airline, hotel, cruise and more
  • Travel anytime: no blackout dates or restrictions
  • Unlimited rewards: no point caps or expiration dates
  • No annual fee and 0.00% intro APR*
  • World class American Express® benefits
  • The Sky's the Limit with Blue Sky®

    *See Terms, Conditions & Disclosures
More info           Apply

GM Flexible Earnings CardCredit Card
Apply Now! GM Flexible Earnings Card

The GM Flexible Earnings Card gives you the power to choose!

Summary:

APR for Balance Transfers: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $10; maximum $99)
Ongoing APR: As low as 14.24%
Cash Advance APR: Prime + 15.40% (Currently 20.40%)
Minimum Cash Advance APR: 20.99%
Cash Advance Fee: 3% (minimum $15)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $35.00
Reward Program: GM Flexible Earnings

    Features:
  • 0% introductory APR for 12 months (on balance transfers)
  • A full 1% cash back option
  • A full 1% earnings toward any other new vehicle
  • Triple your earnings to 3% toward an eligible, new GM vehicle
  • No annual fee

    *View card Terms and Conditions.
More info           Apply

Efectiva™ Platinum Plus® Visa®Credit Card
Apply Now! Efectiva™ Platinum Plus® Visa®

Earn Points for Cash Back!

Summary:

APR for Balance Transfers: 0.00% (for six billing cycles)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: Prime + 5.99% (Currently 10.99%)
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $15-$39
Reward Program: Cash Back Points

    Features:
  • 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for the first 6 billing cycles
  • Earn 5 bonus points with your first purchase
  • Bilingual communications and services in English or Spanish
  • No Annual Fee
  • Card issued by FIA Card Services, NA.

    *See important rate and fee information.
More info           Apply

HSBC Platinum MasterCard® with Cash Back RewardsCredit Card
Apply Now! HSBC Platinum MasterCard® with Cash Back Rewards

If you prefer cash back to reading the fine print, this card is for you.

Summary:

APR for Balance Transfers: 0.00% (for for the first 12 Months*)
Balance Transfer Fee: 3% ($15 minimum) max. $99 during the Introductory Period*
Ongoing APR: As low as 8.99%
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $15)*
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $35.00
Reward Program: Cash Back Rewards

    Features:
  • Earn an unlimited 1% cash back on every single purchase
  • Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
  • Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
  • 0% Intro APR on balance transfers for the first 12 months*
  • No annual fee

    *See terms & conditions.
More info           Apply

Credit CardRates

Balance Transfer Strategies:
"Creditors are looking for late payments, collection accounts, too much available credit or a high credit utilization—maxing out cards—as a basis to raise interest rates," said CardWeb President Robert McKinley. By applying for a new balance transfer credit card, you can find out whether an issuer thinks your business is worth giving you a lower rate credit card. With 0% APR on certain balance transfers, you have a good chance of coming out ahead. Attempt to consolidate your credit card balances to only a few cards. With too many accounts open, you're destined to lose track of due dates, rate changes, and other important details.


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