Balance Transfer Credit Cards

You can choose another credit card type from the menu bar on the left or browse through the full selection of our best Balance Transfer credit cards below. Find information to compare fees, bonuses, and other card features, in the more info section of each card.

IberiaBank Visa® Gold Cash Back Rewards Card

Low variable rates, plus 1% cash back!

Summary:

APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 4.00% (Currently 7.25%)
Cash Advance APR: As low as Prime + 8.00% (Currently 11.25%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Returned Check Fee: $29.00
Late Fee: $15-$35
Overlimit Fee: $35.00
Reward Program: 1% Cashback

    Features:

• 1% cash back on everything you buy from day one.
• No limit on cash back; no expiration for the life of your account
• No minimum to redeem for cash
• No annual membership fee
  
  Download the Terms & Conditions here.

More info           Apply

IberiaBank Visa® Platinum Rewards Card

The Platinum Card with the SCORECARD® Bonus Point Program.

Summary:

APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 4.00% (Currently 7.25%)
Cash Advance APR: As low as Prime + 8.00% (Currently 11.25%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Returned Check Fee: $29.00
Late Fee: $15-$35
Overlimit Fee: $35.00
Reward Program: ScoreCard® Bonus Points

    Features:

• No annual fee
• 0% Introductory APR on balance transfers for your first 6 billing cycles
• Earn 1 bonus point for every $1 in net retail purchases and redeem your points for hotel rooms, gourmet dinners, travel, and more
  
  Download the Terms & Conditions here.

More info           Apply

IberiaBank Visa® Classic

Variable rates as low as 8.00%!

Summary:

APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 3.00% (Currently 6.25%)
Cash Advance APR: As low as Prime + 7.00% (Currently 10.25%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Returned Check Fee: $29.00
Late Fee: $15-$35
Overlimit Fee: $35.00

    Features:

• No annual membership fee
• 0% Introductory APR on balance transfers for your first 6 billing cycles*
• 25 Day grace period
• Online access to credit card information
  
  Download the Terms & Conditions here.

More info           Apply

Pulaski Bank Visa® Gold Card

Zero worries. Zero hassles. Zero % balance transfers.

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: None
Ongoing APR: 8.00%
Cash Advance APR: 8.00%
Cash Advance Fee: None
Annual Fee: $50.00
Returned Check Fee: $29.00
Late Fee: $15-$35
Overlimit Fee: $35.00

    Features:

• 8.00% APR
• Low Rate
• No Annual Fee
• 0% Balance Transfers

More info           Apply

Pulaski Bank MasterCard® or VISA®

High Velocity Savings! Best Credit Card Rates in the Country...

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: None
Ongoing APR: 6.50%
Cash Advance APR: 6.50%
Cash Advance Fee: None
Annual Fee: $35.00
Returned Check Fee: $29.00
Late Fee: $15-$35
Overlimit Fee: $35.00

    Features:

• Purchase rate is a fixed 6.50% annual percentage rate (APR)
• Intro balance transfer rate of 0% (apr) for 6 billing periods
• Cash rate is 6.50% APR
• No cash advance or balance transfer fees
• Minimum payment is 2% of outstanding balance*
  
  *See terms & conditions

More info           Apply

Discover® More® Card

Make your money worth More.^SM*

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: 1-5% Cashback Bonus®

    Features:

• 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
• 5% to 20% Cashback Bonus® at top online retailers*
• Up to 1% Cashback Bonus®on all other purchases automatically
• Unlimited cash rewards*
• Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
• 0% Intro APR*
• Fraud specialists dedicated to helping you 24/7
• Timely e-mail reminders to help you avoid fees
  
  *View rates, fees, rewards and other important information.

More info           Apply

Discover® Open Road® Card

5% Cashback Bonus® on gas and auto maintenance purchases

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: Full 5% on Gas Purchases*

    Features:

• 0% Intro APR*
• Save at the pump and everywhere else.*
• 5% Cashback Bonus® on your first $100 in gas and auto maintenance purchases each month - up to $1,200 in purchases each year
• 5% to 20% Cashback Bonus® at top online retailers*
• Up to 1% Cashback Bonus® on all other purchases
• Unlimited cash rewards*
• Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners

More info           Apply

Discover® More® Card - Clear

5% Cashback Bonus®*!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: 1-5% Cashback Bonus®

    Features:

• Unlimited cash rewards*
• 5% to 20% Cashback Bonus® at top online retailers*
• Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
• Talk to a knowledgeable person in less than a minute
• 0% Intro APR*
  
  *View rates, fees, rewards and other important information.

More info           Apply

Miles by Discover® Card

A Miles card with no annual fee!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: Air Miles

    Features:

• Book any travel, anytime with no blackout dates or restrictions
• Double Miles on up to $3,000 in travel and restaurant purchases each year
• 1 Mile for every $1 on all your other purchases - personal and business
• Unlimited Miles that never expire as long as you use your card
• Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash
• 0% Intro APR*
  
  *View rates, fees, rewards and other important information.

More info           Apply

Balance Transfer Strategies:
"Creditors are looking for late payments, collection accounts, too much available credit or a high credit utilization—maxing out cards—as a basis to raise interest rates," said CardWeb President Robert McKinley. By applying for a new balance transfer credit card, you can find out whether an issuer thinks your business is worth giving you a lower rate credit card. With 0% APR on certain balance transfers, you have a good chance of coming out ahead. Attempt to consolidate your credit card balances to only a few cards. With too many accounts open, you're destined to lose track of due dates, rate changes, and other important details.