Balance Transfer Credit Cards

You can choose another credit card type from the menu bar on the left or browse through the full selection of our best Balance Transfer credit cards below. Find information to compare fees, bonuses, and other card features, in the more info section of each card.

Pulaski Bank Visa® Gold Card

Zero worries. Zero hassles. Zero % balance transfers.

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: None
Ongoing APR: 8.00%
Cash Advance APR: 8.00%
Cash Advance Fee: None
Annual Fee: $50.00
Returned Check Fee: $29.00
Late Fee: $15-$35
Overlimit Fee: $35.00

    Features:

• 8.00% APR
• Low Rate
• No Annual Fee
• 0% Balance Transfers

More info           Apply

Pulaski Bank MasterCard® or VISA®

High Velocity Savings! Best Credit Card Rates in the Country...

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: None
Ongoing APR: 6.50%
Cash Advance APR: 6.50%
Cash Advance Fee: None
Annual Fee: $35.00
Returned Check Fee: $29.00
Late Fee: $15-$35
Overlimit Fee: $35.00

    Features:

• Purchase rate is a fixed 6.50% annual percentage rate (APR)
• Intro balance transfer rate of 0% (apr) for 6 billing periods
• Cash rate is 6.50% APR
• No cash advance or balance transfer fees
• Minimum payment is 2% of outstanding balance*
  
  *See terms & conditions

More info           Apply

Miles by Discover® Card

A Miles card with no annual fee!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% *
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 5% (minimum $10)
Annual Fee: None
Returned Check Fee: Up to $35
Late Fee: Up to $35
Reward Program: Air Miles

    Features:

• 12, 000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for your 1st year
• 1 Mile per $1 on every purchase
• Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
• No limit on the Miles you earn and Miles don't expire*
• Fly on any airline, book any hotel or car, with no blackout dates
• Use Miles for travel, merchandise, gift cards or cash
• 0% intro APR on purchases and balance transfers for 6 months then the regular APR
• No Annual Fee, No Over limit Fee, No Redemption Fee
  
  *View rates, fees, rewards and other important information.

More info           Apply

Discover® More® Card

Make your money worth More.^SM*

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 4% (minimum $10)*
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 11.99%-20.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 5% (minimum $10)
Annual Fee: None
Returned Check Fee: Up to $35
Late Fee: Up to $35
Reward Program: 1-5% Cashback Bonus®

    Features:

• 0% intro APR on balance transfers for 15 months, then the Regular APR
• 0% intro APR on purchases for 15 months, then the Regular APR
• 5% Cashback Bonus(R) in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
• Up to 1% unlimited Cashback Bonus on all other purchases
• No Annual Fee
  
  *View rates, fees, rewards and other important information.

More info           Apply

Balance Transfer Strategies:
"Creditors are looking for late payments, collection accounts, too much available credit or a high credit utilization—maxing out cards—as a basis to raise interest rates," said CardWeb President Robert McKinley. By applying for a new balance transfer credit card, you can find out whether an issuer thinks your business is worth giving you a lower rate credit card. With 0% APR on certain balance transfers, you have a good chance of coming out ahead. Attempt to consolidate your credit card balances to only a few cards. With too many accounts open, you're destined to lose track of due dates, rate changes, and other important details.