IberiaBank Visa® Platinum Rewards Card
- No annual fee
- 0% Introductory APR on balance transfers for your first 6 billing cycles
- Earn 1 bonus point for every $1 in net retail purchases and redeem your points for hotel rooms, gourmet dinners, travel, and more
Download the Terms & Conditions here.
APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Reward Program: ScoreCard® Bonus Points
SCORECARD® BONUS POINT PROGRAM
Cardholder benefits for Visa Platinum cardholders include participation in the ScoreCard® Bonus Points Program. Eligible cardholders receive Bonus Points based on the dollar amount of qualifying credit card purchases (net of items returned for credit). Currently, Visa Platinum cardholders receive one (1) Bonus Point for every dollar of purchases made with their card. Bonus Points may be redeemed for merchandise and travel awards ("Awards"). Available Awards may be viewed on the website www.scorecardrewards.com (the "Program Website"). Participation in the Program is subject to Program Rules, which may also be viewed on the Program Website. We have the right to change the terms of the Bonus Points Program or to cancel the Program at any time.
You can turn your ScoreCard® purchases into Bonus Points redeemable for incredible merchandise, recreation, and travel rewards with the ScoreCard® program.
You will earn Bonus Points for every net dollar you spend, and there is no limit to the number of Bonus Points you can receive. So, the more you use your card, the more you can reward yourself.
To view the exciting ScoreCard® merchandise, recreation, and travel awards please click here.
Card Highlights:
- Variable Rate APR ranging from Prime + 4% thru Prime + 6%
- Cash Advance Variable Rate APR ranging from Prime + 8% thru Prime + 10%
- Earn 1 bonus point fro every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- No annual membership fee
- 0% Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
- No transaction fee for balance transfers
- 25 day grace period
- Online access to credit card account information
TRAVEL WITH THE SCORECARD®
ScoreCard® can take you virtually anywhere in the world when you redeem your Bonus Points for airline tickets, hotel nights, rental car certificates, cruises, vacation packages and experiences of a lifetime! Travel in style, stay for a while, your ScoreCard® Bonus Points can take you there. Coast-to-coast, overseas, on the seas or a vacation getaway, it's a ScoreCard call away.
Unlike other reward programs, ScoreCard allows you to choose when you want to travel. There are fewer restrictions and an even greater award selection now! Collect those Bonus Points and reward yourself with a relaxing vacation or a quick get-away! You deserve it! Remember, when your payment choice is your ScoreCard, you're off on another travel adventure on us!
Call your ScoreCard travel services representative at (800) 842-3006, Monday-Friday, 9AM-9PM (EST) and Saturday-Sunday, 9AM-4:30PM (EST).
With the Universal Ticket™, you can book online. The ScoreCard Universal Ticket online option allows you to book your ticket at your convenience! You can also purchase car and hotel reservations at the same time! Check out this booking site for your Universal Ticket and redeem your air travel today.
Not enough Bonus Points to redeem just yet? No problem! You can purchase your airline tickets in addition to car rentals, hotel nights, cruises and vacation packages on our website too. Make your purchases with your ScoreCard and you will be that much closer to your next redemption!
Experience Awards. Take a look at our Experience Awards for an adventure of a lifetime!
First and Business Class Travel in the utmost comfort to destinations such as Europe, the Caribbean, Australia/New Zealand and more. Awards start at only 85,000 points!
Double Bonus Points! As an added thank you, we will give you double Bonus Points when you purchase an airline companion ticket or the purchased portion of your cruise package when using your ScoreCard! Airline companion ticket must be purchased at the same time as a ticket redemption in order to qualify for double Bonus Points.
Other Travel Services - In addition to air, cruise and vacation awards, as a ScoreCard cardholder, you can receive discounts on passport and visa services, redeem for membership to the Clear® Registered Traveler program, and purchase Trip Cancellation Protection.
For travel certificates, simply fill out the award order form found on this site and mail it in. Who knew travel could be so easy!
TRAVEL ACCIDENT INSURANCE
Cardholder benefits for Platinum cardholders include a $1,000,000 travel accident insurance policy. A description of the terms of coverage will be provided to eligible cardholders. We have the right to change the terms or the amount of coverage or to cancel the policy at any time.
See web site for complete terms & conditions