Catalog Credit Cards
With these limited use credit cards you can buy products only from their issuers' catalogs and only with their cards. These cards are useful in building or re-building your credit but ONLY IF the card issuer reports your card activity to at least one of the 3 major credit bureaus. Try to take advantage of these stores' special offers to their credit card holders. Again, if you pay your dues on time and leave just enough balance to show up on your credit report (let's say between $100 and $200), then your credit rating should increase over time.
You can choose another poor credit credit card type from the menu bar on the left or browse through the full list of our CATALOG credit cards below.
USA Gold Optimum
$12,500 Unsecured Gold Merchandise Credit Line
Summary:
Ongoing APR: 0.00%
Annual Fee: None
Total Initial Charge: $149.95
Returned Check Fee: $20.00
Late Fee: $10.00
Overlimit Fee: N/A
Reward Program: $50 Gift Card
Ongoing APR: 0.00%
Annual Fee: None
Total Initial Charge: $149.95
Returned Check Fee: $20.00
Late Fee: $10.00
Overlimit Fee: N/A
Reward Program: $50 Gift Card
Features:
- No credit checks or turndowns
- No employment verification
- Merchandise credit limit increases available
- Merchandise credit line is reported to a major Credit Bureau
- *Guaranteed Instant Online Approval
- Apply now and receive a *FREE $50 gift card
*See website for Terms & Conditions.
USA Classic - FreeCreditClub.com
Establish New Credit and Get Back to Living... Your Membership is *Guaranteed
Summary:
Ongoing APR: 0.00%
Annual Fee: None
Returned Check Fee: $20.00
Late Fee: $10.00
Overlimit Fee: N/A
Ongoing APR: 0.00%
Annual Fee: None
Returned Check Fee: $20.00
Late Fee: $10.00
Overlimit Fee: N/A
Features:
- No Employment Verifications
- No Credit Checks
- Membership is *Free
- $2,500 unsecured merchandise credit line
- Poor Credit? No Credit? No Problem
- *Guaranteed Instant Online Approval
*See website for Terms & Conditions.
USA Gold
Featuring a $5,000 Unsecured Gold Merchandise Credit Line!
Summary:
Ongoing APR: 0.00%
Annual Fee: None
Total Initial Charge: $149.95
Returned Check Fee: $20.00
Late Fee: $10.00
Overlimit Fee: N/A
Ongoing APR: 0.00%
Annual Fee: None
Total Initial Charge: $149.95
Returned Check Fee: $20.00
Late Fee: $10.00
Overlimit Fee: N/A
Features:
- Up to $5,000 Unsecured Gold Merchandise Credit Line!
- NO Credit Checks or Credit Turndowns!
- NO Employment Verifications!
- Merchandise Credit Limit Increases Available
- Establish Credit by Reporting to Major Credit Bureau!
- Enjoy great merchandise while establishing your credit! Apply Now!
*See website for Terms & Conditions.
Platinum Plus
$7500 Unsecured Platinum Merchandise Credit Line. No Credit Checks and No Credit Turndowns*.
Summary:
Ongoing APR: 0.00%
Annual Fee: None
Total Initial Charge: $149.95
Returned Check Fee: $20.00
Late Fee: $10.00
Overlimit Fee: N/A
Ongoing APR: 0.00%
Annual Fee: None
Total Initial Charge: $149.95
Returned Check Fee: $20.00
Late Fee: $10.00
Overlimit Fee: N/A
Features:
- *Guaranteed Online Approval
- $7500 Unsecured Platinum Merchandise Credit Line
- No Credit Checks or Credit Turndowns
- No Employment Verifications
- Merchandise Credit Limit Increases Available
- Establish Credit by Reporting to a Major Credit Bureau
*See website for Terms & Conditions.
All American Gold
You can get a $6,000 Unsecured Gold Merchandise Credit Line!
Summary:
Ongoing APR: 0.00%
Annual Fee: None
Total Initial Charge: $149.95
Returned Check Fee: $20.00
Late Fee: $10.00
Overlimit Fee: N/A
Ongoing APR: 0.00%
Annual Fee: None
Total Initial Charge: $149.95
Returned Check Fee: $20.00
Late Fee: $10.00
Overlimit Fee: N/A
Features:
- Approval is *Guaranteed when Qualifications are Met
- $6,000 Unsecured Gold Merchandise Credit Line
- The Card is an Unsecured Line of Credit
- The Shopping Club Offers Over 15,000 Products
- Merchandise Credit Limit Increases Available
- The Merchandise Credit Line is Reported to a Major Credit Bureau
- No Credit Checks or Credit Turndowns
- No Employment Verifications
- No interest Charges.
- You can be Approved Even with No Credit or Bad Credit
*See website for Terms & Conditions.
USA Platinum
Unsecured merchandise credit line up to $7,500! No credit checks or credit turndowns.
Summary:
Ongoing APR: 0.00%
Annual Fee: None
Total Initial Charge: $149.95
Returned Check Fee: $20.00
Late Fee: $10.00
Overlimit Fee: N/A
Ongoing APR: 0.00%
Annual Fee: None
Total Initial Charge: $149.95
Returned Check Fee: $20.00
Late Fee: $10.00
Overlimit Fee: N/A
Features:
- Unsecured merchandise credit line up to $7,500!
- Enjoy great merchandise while establishing your credit!
- No employment verifications and No credit checks.
- Merchandise Credit Limit Increases Available.
- Reports to a major credit bureau.
- Great for establishing credit.
*See website for Terms & Conditions.
BuyRIGHT Prepaid MasterCard®
BuyRIGHT is RIGHT for you!
Summary:
Ongoing APR: N/A
Total Initial Charge: $49.95
Returned Check Fee: $25.00
Late Fee: N/A
Ongoing APR: N/A
Total Initial Charge: $49.95
Returned Check Fee: $25.00
Late Fee: N/A
Horizon Gold Credit Card
Get your *Guaranteed Approval Unsecured Credit Card
Summary:
Ongoing APR: 0.00%
Annual Fee: None
Total Initial Charge: $35.00
Returned Check Fee: $25.00
Late Fee: $10.00
Reward Program: Free Equifax Credit Report™
Ongoing APR: 0.00%
Annual Fee: None
Total Initial Charge: $35.00
Returned Check Fee: $25.00
Late Fee: $10.00
Reward Program: Free Equifax Credit Report™
Features:
- *Guaranteed Approval!
- *Bad Credit Accepted!
- *No Employment Check!
- *Reports to a Major Bureau!
*See Complete Terms & Conditions for details.