Discover® Credit Cards
Discover Financial Services, a business unit of Morgan Stanley (NYSE:MS), operates the Discover® Card brands. They offer a variety of Cards to meet the needs of individual Cardmembers, including the Discover Classic Card, the Discover Gold Card, the Discover Platinum Card, The Miles Card from Discover Card and an array of affinity cards. Additional services include Discover CDs and Money Market Accounts, auto insurance and home loans.
You can choose a more specific credit card type from the menu bar on the left or browse through the list of our best Discover® credit cards below. These cards are issued by Discover Bank and are accepted where the Novus®/Discover® logos are displayed.
Make your money worth More.SM*
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 4% (minimum $10)*
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 11.99%-20.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 5% (minimum $10)
Annual Fee: None
Returned Check Fee: Up to $35
Late Fee: Up to $35
Reward Program: 1-5% Cashback Bonus®
- 0% intro APR on balance transfers for 15 months, then the Regular APR
- 0% intro APR on purchases for 15 months, then the Regular APR
- 5% Cashback Bonus(R) in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
*View rates, fees, rewards and other important information.
A Miles card with no annual fee!
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% *
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 5% (minimum $10)
Annual Fee: None
Returned Check Fee: Up to $35
Late Fee: Up to $35
Reward Program: Air Miles
- 12, 000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for your 1st year
- 1 Mile per $1 on every purchase
- Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
- No limit on the Miles you earn and Miles don't expire*
- Fly on any airline, book any hotel or car, with no blackout dates
- Use Miles for travel, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months then the regular APR
- No Annual Fee, No Over limit Fee, No Redemption Fee
*View rates, fees, rewards and other important information.
5% Cashback Bonus®*!
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 4% *
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 11.99%-20.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 5% (minimum $10)
Annual Fee: None
Returned Check Fee: Up to $35
Late Fee: Up to $35
Reward Program: 1-5% Cashback Bonus®
- 0% intro APR on purchases and balance transfers for 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
*View rates, fees, rewards and other important information.
Easy online account options that put you in control
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 12.99%-19.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 5% (minimum $10)
Annual Fee: None
Returned Check Fee: Up to $35
Late Fee: Up to $35
Reward Program: 1-20%* Cashback Bonus®
- 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- No Annual Fee
- $0 Fraud Liability Guarantee
*View rates, fees, rewards and other important information.



