Discover® Credit Cards

Discover Financial Services, a business unit of Morgan Stanley (NYSE:MS), operates the Discover® Card brands. They offer a variety of Cards to meet the needs of individual Cardmembers, including the Discover Classic Card, the Discover Gold Card, the Discover Platinum Card, The Miles Card from Discover Card and an array of affinity cards. Additional services include Discover CDs and Money Market Accounts, auto insurance and home loans.

You can choose a more specific credit card type from the menu bar on the left or browse through the list of our best Discover® credit cards below. These cards are issued by Discover Bank and are accepted where the Novus®/Discover® logos are displayed.

Discover® More® Card

Make your money worth More.^SM*

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: 1-5% Cashback Bonus®

    Features:

• 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
• 5% to 20% Cashback Bonus® at top online retailers*
• Up to 1% Cashback Bonus®on all other purchases automatically
• Unlimited cash rewards*
• Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
• 0% Intro APR*
• Fraud specialists dedicated to helping you 24/7
• Timely e-mail reminders to help you avoid fees
  
  *View rates, fees, rewards and other important information.

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Discover® More® Card - Clear

5% Cashback Bonus®*!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: 1-5% Cashback Bonus®

    Features:

• Unlimited cash rewards*
• 5% to 20% Cashback Bonus® at top online retailers*
• Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
• Talk to a knowledgeable person in less than a minute
• 0% Intro APR*
  
  *View rates, fees, rewards and other important information.

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Discover® Open Road® Card

5% Cashback Bonus® on gas and auto maintenance purchases

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: Full 5% on Gas Purchases*

    Features:

• 0% Intro APR*
• Save at the pump and everywhere else.*
• 5% Cashback Bonus® on your first $100 in gas and auto maintenance purchases each month - up to $1,200 in purchases each year
• 5% to 20% Cashback Bonus® at top online retailers*
• Up to 1% Cashback Bonus® on all other purchases
• Unlimited cash rewards*
• Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners

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Miles by Discover® Card

A Miles card with no annual fee!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: Air Miles

    Features:

• Book any travel, anytime with no blackout dates or restrictions
• Double Miles on up to $3,000 in travel and restaurant purchases each year
• 1 Mile for every $1 on all your other purchases - personal and business
• Unlimited Miles that never expire as long as you use your card
• Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash
• 0% Intro APR*
  
  *View rates, fees, rewards and other important information.

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Discover® Student Open Road^SM Card

Get the card that's right for you, now and down the road.

Summary:

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 14.99% Fixed
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: Full 5% on Gas Purchases*

    Features:

• 0% Interest* on Purchases for 6 Months
• Build Your Credit History
• Full 5% Cashback Bonus® on gas and auto maintenance purchases*
• Up to 1% Cashback Bonus® on all other purchases*
• $0 Fraud Liability Guarantee
• No Annual Fee
  
  *View rates, fees, rewards and other important information.

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Discover® Student Card

Easy online account options that put you in control

Summary:

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 14.99% Fixed
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: 1-20%* Cashback Bonus®

    Features:

• 0% Interest* on Purchases for 6 Months
• 5% to 20% Cashback Bonus® at top online retailers*
• No Annual Fee
• $0 Fraud Liability Guarantee
  
  *View rates, fees, rewards and other important information.

More info           Apply