Advanta Custom Platinum BusinessCard with Rewards
- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
- 7.99% Variable APR on Purchases
- Choice of 5% Cash Back on office supplies, gas and more*
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set spending limits per user
- $0 Fraud Liability
- Personalized card — your company name on the card, plus logo or other image!
- No Tax ID required for application
- Build Business Credit with the Advanta BusinessCard
* See website for Terms and Conditions.
APR for Balance Transfers: 0.00% (for 15 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $90)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: YES*
Reward Program: 5% Cash Back or Travel Rewards
Credit Line: Up to $50,000
The only business card that allows you to personally design your very own credit card with your company logo, with many backgrounds to choose from, or a custom photo image - and with your business on top.
Any sample card or card art shown or included in any ABC credit solicitation is intended solely to illustrate how the recipient's customized Advanta Business Card could appear if and when issued, and is not an illustration of an actual credit card or an attempt by anyone to trade on the recipient's business name. If ABC offers you the opportunity to design your Card with a business name, design and/or logo, you represent and warrant to ABC that you are the lawful owner or licensee or user of that business name, design and/or logo and that you will indemnify ABC and its affiliates for any claim arising out of the use of that name, design and/or logo.
CASH BACK REWARDS PROGRAM RULES:
- There is no limit to the amount of Cash Back rewards that can be earned. Cash Back rewards earned for the current month are shown on account billing statements.
- Cash Back rewards are earned on Net Purchases only, which means purchases of goods and services made for business purposes with the Advanta BusinessCard by the Signing Individual or any authorized user of the account, net of any returns and credits. Net Purchases does not include, and rewards are not earned on, cash advances, balance transfers, convenience checks, fees, finance charges, adjustments, or any other transactions or charges.
- Cash Back rewards are paid by check (to the order of the Signing Individual) and are generated and mailed following any billing cycle in which unpaid earned rewards reach $50. Rewards are not available in the form of reductions in the amount of any account payments due.
- Cash Back rewards are earned based on your annual level of Net Purchases, excluding Bonus Qualifying purchases as follows: .25% on up to $3,000 in purchases; .50% on purchases between $3,000.01 and $5,000; .75% on purchases between $5,000.01 and $15,000; and 1% on purchases in excess of $15,000.
Cash Back rewards are also earned on Bonus Qualifying purchases, which include purchases in the following categories: "gasoline and diesel fuel," "computers, computer supplies, electronics and office supplies," "online advertising services," and "utilities and telecommunications." Cash Back rewards on Bonus Qualifying purchases are earned as follows: 5% on up to $1,200 in annual purchases; 1% on purchases in excess of $1,200.
Bonus Qualifying purchases are Net Purchases that 1) are made at retail establishments which for "gasoline and diesel fuel" are classified as gas stations that process the transactions as fuel purchases; for "computers, computer supplies, electronics and office supplies" are classified as computer, computer peripheral equipment and software distributors, electronics stores, computer software stores, or office supply stores; for "online advertising services" are classified as pay-per-click online advertising service providers and web hosting providers; for "utilities and telecommunications" are classified as utility or computer network service providers; and 2) are communicated by merchants to Advanta using appropriate merchant category and transaction codes. Important Note: Mail, telephone, catalog, and some Internet purchases, and purchases made indirectly through intermediaries, may not qualify; merchants may classify these transactions differently.
- To earn and receive Cash Back rewards, an account must be open and in good standing. No rewards are earned on transactions made during any billing cycle for which the monthly payment is not paid as agreed or in which the account is over its credit limit or otherwise in default. If the account is voluntarily or involuntarily closed, no disbursement is made of any earned rewards. If the account status is never returned to good standing, any earned rewards are forfeited.
- Advanta assumes no tax liability for Cash Back rewards earned or paid on any account; consult a tax advisor.
- Cash Back rewards earned on additional/supplemental card transactions are credited to the Signing Individual's account and paid to the Signing Individual.
- These Advanta Cash Back Program Rules and features are not provisions of any Advanta Business Card Account Agreement, and Advanta reserves the right to change or discontinue this Advanta Cash Back program or any of its features, or to change any of these Cash Back Program Rules, at any time without notice. The Advanta Cash Back program is void where prohibited by law.
See web site for complete terms & conditions