UltraVX Visa®
- Credit-On Demand™*: up to $25,000 credit line
- Instant Approval: no credit check, no minimum income or bank account required
- Credit Reporting: reports to major credit bureaus
- Clear Rewards™*: American Airlines, Southwest, jetBlue, Marriot, and more—no restrictions!
- Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
*Patent Pending
Cash Advance Fee: $2
Late Fee: $25.00
Overlimit Fee: $25.00
Returned Check Fee: $25.00
Grace Period: at least 25 days on purchases
Total Initial Charge: $29.95
Reward Program: Clear Rewards
Credit Line: Up to $25,000
Now anyone can qualify for a credit card with UltraVX Visa®. It's the only card featuring Credit-On-Demand™* which allows you to grow your credit line up to $25,000. Instant approval (no credit check, no minimum income, no bank account required), reports to the major credit bureaus. Clear Rewards you earn 1 point for each $1 spent, redeem points for Southwest Airlines, American Airlines, jetblue, Marriot, and more with no restrictions. ...give yourself some credit with UltraVX.
The UltraVX Visa® Card includes a revolutionary and patent pending transaction called Credit-On-Demand™* which moves money (which has been previously loaded by you via direct deposit, Western Union® or MoneyGram®) on demand in your cash account to a secured account which secures the credit we extend to you.
What is UltraVX?
UltraVX Visa® is a credit card featuring Credit-on-Demand*, a patent pending way of extending credit when you need it.
- Cash Account — direct deposit, add cash instantly, pay any bill, send a check to anyone.
- UltraVX Visa® — includes a Secured Account tied to your UltraVX Visa® Card.
As you use your UltraVX Visa® money is moved on demand from your Cash Account to your UltraVX Visa® increasing your credit limit.
You can spend your way to as much as $25,000 in credit and because there's no credit check or income requirement, UltraVX is easy to get and the perfect way to build your credit. To qualify, you only need to be 18 years old with a valid U.S. address and social security number.
Earn CLEAR REWARDS for Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions.
Give yourself some credit!
Card Benefits
Credit Rebuilding—Spend and Improve!
Improve your credit by using UltraVX Visa®. UltraVX reports to the major credit bureaus each month.
Clear Rewards
Earn rewards for Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels and more with no restrictions.
Direct Deposit
Have all or some of your paycheck, commissions, disability, or government checks (social security, Medicare, welfare, etc.) automatically deposited to your Cash Account .
Automatic Minimum Payments
Not only is UltraVX a one of a kind credit building tool, we help safeguard your credit score by automatically taking your minimum payments from your Cash Account Balance on the bill cycle every month. No more mailing checks and worry if it got their on time.
Clear Rewards
Earn rewards for Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels and more with no restrictions.
Alerts
Stay informed. Receive account alerts about activity on your card by email or a text message to a mobile device.
Bill Payment
Send an electronic Bill Payment to more than 3,000 billers for free (mortgage payment, credit card payments, cell phone bill, utilities, rent, etc.). If the biller is not listed in our database we will send them a paper check.
Customer Service
Retrieve account information through our automated phone system or speak to a live agent at our world-class customer service center.
*Patent Pending
See web site for complete terms & conditions