Credit Card Balance Transfer

No Annual Fee Credit Cards

You can choose a credit card type from the menu bar on the left or browse through the full list of our best No Annual Fee credit cards below. Find information to compare fees, bonuses, and other card features, in the more info section of each card.


Discover® More® CardCredit Card
Apply Now! Discover® More® Card

Make your money worth More.SM*

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: 1-5% Cashback Bonus®

    Features:
  • 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Up to 1% Cashback Bonus®on all other purchases automatically
  • Unlimited cash rewards*
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
  • 0% Intro APR*
  • Fraud specialists dedicated to helping you 24/7
  • Timely e-mail reminders to help you avoid fees

    *View rates, fees, rewards and other important information.
More info           Apply

IberiaBank Visa® Gold Cash Back Rewards CardCredit Card
Apply Now! IberiaBank Visa® Gold Cash Back Rewards Card

Low variable rates, plus 1% cash back!

Summary:

APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 4.00% (Currently 7.25%)
Cash Advance APR: As low as Prime + 8.00% (Currently 11.25%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Returned Check Fee: $29.00
Late Fee: $15-$35
Overlimit Fee: $35.00
Reward Program: 1% Cashback

    Features:
  • 1% cash back on everything you buy from day one.
  • No limit on cash back; no expiration for the life of your account
  • No minimum to redeem for cash
  • No annual membership fee

    Download the Terms & Conditions here.
More info           Apply

True Earnings® Card from Costco and American ExpressCredit Card
Apply Now! True Earnings® Card from Costco and American Express

Earn Cash Back with the True Earnings® Card from Costco and American Express.

Summary:

APR for Balance Transfers: 1.99% (for 6 Months)
Balance Transfer Fee: None if submitted in the first 30 days*
Intro APR for Purchases: 0.00% (for 3 Months)
Ongoing APR: Prime + 9.99% (Currently 13.24%)
Cash Advance APR: Prime + 17.99% (Currently 21.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Returned Check Fee: $38.00
Late Fee: $15-$35
Overlimit Fee: $29.00
Reward Program: Up to 3% Cash Back

    Features:
  • Earn cash back on gas and a $25 statement credit with your first made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned
More info           Apply

Miles by Discover® CardCredit Card
Apply Now! Miles by Discover® Card

A Miles card with no annual fee!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: Air Miles

    Features:
  • Book any travel, anytime with no blackout dates or restrictions
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • 1 Mile for every $1 on all your other purchases - personal and business
  • Unlimited Miles that never expire as long as you use your card
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash
  • 0% Intro APR*

    *View rates, fees, rewards and other important information.
More info           Apply

IberiaBank Visa® Platinum Rewards CardCredit Card
Apply Now! IberiaBank Visa® Platinum Rewards Card

The Platinum Card with the SCORECARD® Bonus Point Program.

Summary:

APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 4.00% (Currently 7.25%)
Cash Advance APR: As low as Prime + 8.00% (Currently 11.25%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Returned Check Fee: $29.00
Late Fee: $15-$35
Overlimit Fee: $35.00
Reward Program: ScoreCard® Bonus Points

    Features:
  • No annual fee
  • 0% Introductory APR on balance transfers for your first 6 billing cycles
  • Earn 1 bonus point for every $1 in net retail purchases and redeem your points for hotel rooms, gourmet dinners, travel, and more

    Download the Terms & Conditions here.
More info           Apply

Discover® Open Road® CardCredit Card
Apply Now! Discover® Open Road® Card

5% Cashback Bonus® on gas and auto maintenance purchases

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: Full 5% on Gas Purchases*

    Features:
  • 0% Intro APR*
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on your first $100 in gas and auto maintenance purchases each month - up to $1,200 in purchases each year
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Up to 1% Cashback Bonus® on all other purchases
  • Unlimited cash rewards*
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
More info           Apply

Discover® More® Card - ClearCredit Card
Apply Now! Discover® More® Card - Clear

5% Cashback Bonus®*!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: 1-5% Cashback Bonus®

    Features:
  • Unlimited cash rewards*
  • 5% to 20% Cashback Bonus® at top online retailers*
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
  • Talk to a knowledgeable person in less than a minute
  • 0% Intro APR*

    *View rates, fees, rewards and other important information.
More info           Apply

IberiaBank Visa® ClassicCredit Card
Apply Now! IberiaBank Visa® Classic

Variable rates as low as 8.00%!

Summary:

APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Ongoing APR: As low as Prime + 3.00% (Currently 6.25%)
Cash Advance APR: As low as Prime + 7.00% (Currently 10.25%)
Cash Advance Fee: 5% (min. $5, max. $100)
Annual Fee: None
Returned Check Fee: $29.00
Late Fee: $15-$35
Overlimit Fee: $35.00

    Features:
  • No annual membership fee
  • 0% Introductory APR on balance transfers for your first 6 billing cycles*
  • 25 Day grace period
  • Online access to credit card information

    Download the Terms & Conditions here.
More info           Apply

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