Stored Value or Prepaid Cards
A Stored Value, also known as Prepaid, card is a plastic, magnetic stripe card issued by a bank .There are two types of Stored Value cards: Open Loop and Closed Loop. The "Open Loop" cards are branded according to association, such as VISA® or MasterCard®, and may be used for purchasing where the association brand (i.e., VISA®) is approved. Gift certificates, payroll cards, and teen cards are some examples of open loop stored value cards. The other type, the "Closed loop" stored value cards, are issued by a specific retailer or retail group (i.e., a shopping center) and explicitly allow for purchase only at the issuer. At times, the Stored Value Card imprints only the customer's account number, and makes use of encrypted communications and electronic banking protocols inorder to enhance security for both the consumer and the retailer.
You can choose another poor credit credit card type from the menu bar on the left or browse through the full list of our PREPAID credit cards below.
The Customized Visa Gift Card
Ongoing APR: N/A
Total Initial Charge: 5.95*
- Perfect for any occasion or holiday - makes the impersonal gift personal again
- Upload your own photo or choose one from our huge design gallery
- Customize your card with an embossed message
- Cards are available in denomination of $10 to $250 and are accepted anywhere Visa debit cards are accepted
- Online access lets you easily check your balance and transactions
- Cards are only $5.95 and are delivered in 5 to 10 business days
*See web site for details.
BuyRIGHT is RIGHT for you!
Ongoing APR: N/A
Total Initial Charge: $49.95
Returned Check Fee: $25.00
Late Fee: N/A
Guaranteed Approval*. Earn Reward Points on Every Purchase.
Ongoing APR: N/A
Annual Fee: None*
Total Initial Charge: $9.95
Reward Program: Wired Points™
- Receive your new Visa® card in as little as 3 days
- No Upfront Payment Required
- Overdraft Safety Program
- Rewards Program
- Integrated Bill Pay Service
- Convenient Loading Options
*See Terms and Conditions.
Credit problem? No problem!
Ongoing APR: N/A
Total Initial Charge: $9.95
Overlimit Fee: $25.00
- Carry your money safely and conveniently.
- Shop online anywhere MasterCard debit cards are accepted.
- Check your Card balance anytime online or over the phone.
- Reload your Card at any participating Western Union Agent location in the United States.
- No credit checks! No lengthy applications!
- Shop wherever MasterCard debit cards are accepted — even online
- Efficiently manage your money and pay bills because you control how much you put on the Card.
- Easy to Get, Easy to Use
- The power of cash. The convenience of plastic.
Get the perfect alternative to a bank account!
Ongoing APR: N/A
Total Initial Charge: $19.95 (Plus Plan)
Returned Check Fee: $29.00
Overlimit Fee: $29.00
- Instant Guaranteed Approval* - no credit check, no security deposit
- $0 ACTIVATION FEE - when you load your card by direct deposit
- Free Direct Deposit - no more check cashing fees
- Free Online Bill Pay - no need for expensive money orders
- Free Credit Builder? - bill pay transactions are reported to PRBC®
- No Overdraft Fees - no minimum balance required
- iAdvance loan option, no credit check needed.*
- Reloadable - $10,000 balance limit
*See web site for Features & Fees.
Choice of Flat-fee or Pay-as-you-go Fee Plans.
Ongoing APR: N/A
Annual Fee: $0.00 or $69.95*
Total Initial Charge: $9.95
Returned Check Fee: $5.95