Credit Card Balance Transfer

Secured Credit Cards

Secured Credit Cards require that the individual applying for a credit card have a form of collateral or money on their account, at times allowing only for the purchase of their own products with their cards. Companies issueing unsecured credit cards provide those with poor credit an opportunity to regain good credit. You might also be provided with a card to use while reconstructing your credit.

You can choose another poor credit credit card type from the menu bar on the left or browse through the full list of our SECURED credit cards below.


New Millennium Bank Secured Gold Visa® / Mastercard®Credit Card
Apply Now! New Millennium Bank Secured Gold Visa® / Mastercard®

Credit limits up to $10,000*

Summary:

Ongoing APR: 19.50%
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Annual Fee: $59.00
Total Initial Charge: $69.95
Late Fee: $20.00
Overlimit Fee: $20.00

    Features:
  • Approved regardless of credit history or income
  • Credit limits up to $10,000* (with both, Visa® and MasterCard® cards)
  • Reports to all 3 bureaus
  • Get cash at over 740,000 ATMs
  • No credit check

    *See Rates, Fees & Other Terms.
More info           Apply

New Millennium Bank Platinum Visa® or MasterCard®Credit Card
Apply Now! New Millennium Bank Platinum Visa® or MasterCard®

NMB has guaranteed your credit approval for up to $10,000* with no credit check!

Summary:

Ongoing APR: 19.50%
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Annual Fee: $59.00
Total Initial Charge: $99.95
Late Fee: $20.00
Overlimit Fee: $20.00
Reward Program: Travel Rewards

    Features:
  • Guaranteed* Issue
  • NO credit check, EVER
  • NOBODY gets turned down
  • Reports to 3 major CREDIT BUREAUS
  • Credit approval for up to $10,000 (with both cards)*
  • YOU are APPROVED regardless of income or credit history
  • Complimentary online services for account management and payments

    *See Rates, Fees & Other Terms.
More info           Apply

NMB Secured Black Diamond Visa® or Mastercard®Credit Card
Apply Now! NMB Secured Black Diamond Visa® or Mastercard®

CREDIT BUILDER PROGRAM!

Summary:

Ongoing APR: 19.50%
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Annual Fee: $59.00
Total Initial Charge: $99.95
Late Fee: $20.00
Overlimit Fee: $20.00
Reward Program: Travel Offers

    Features:
  • Approved regardless of credit history
  • Credit limits up to $10,000*
  • Reports to all 3 bureaus
  • Get cash at over 740,000 ATMs
  • No credit check

    *See Rates, Fees & Other Terms.
More info           Apply

First Option Visa®Credit Card
Apply Now! First Option Visa®

Get a REAL Visa® Credit Card!

Summary:

Ongoing APR: 19.50%
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Annual Fee: $59.00
Total Initial Charge: $99.95
Late Fee: $20.00
Overlimit Fee: $20.00

    Features:
  • Up to $5,000.00 Secured Line of Credit!!
  • Be Approved Regardless of Credit History or Income!!!
  • Guaranteed Approval!
More info           Apply

UltraVX® Visa®Credit Card
Apply Now! UltraVX® Visa®

Now anyone can qualify for a secured credit card with UltraVX® Visa®.

Summary:

Ongoing APR: 18.90%
Cash Advance APR: 18.90%
Cash Advance Fee: $2 ($5 for International)
Total Initial Charge: $29.95
Returned Check Fee: $25.00
Late Fee: $25.00
Overlimit Fee: $25.00
Reward Program: Clear Rewards

    Features:
  • UltraVX® makes it easy to manage your finances
  • Automatic minimum payments
  • Reports to all 3 major credit bureaus
  • No credit check, no bank account required
  • Instant online approval
  • Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions*.

    *Subject to terms and conditions.
More info           Apply

Wired Plastic™ Prepaid Visa® CardCredit Card
Apply Now! Wired Plastic™ Prepaid Visa® Card

Guaranteed Approval*. Earn Reward Points on Every Purchase.

Summary:

Ongoing APR: N/A
Annual Fee: None*
Total Initial Charge: $9.95
Reward Program: Wired Points™

    Features:
  • Receive your new Visa® card in as little as 3 days
  • No Upfront Payment Required
  • Overdraft Safety Program
  • Rewards Program
  • Integrated Bill Pay Service
  • Convenient Loading Options

    *See Terms and Conditions.
More info           Apply

MyCreditCardFinderCredit Card
Apply Now! MyCreditCardFinder

One site, dozens of offers tailored to you!

Summary:

Ongoing APR: N/A

    Features:
  • Simple and Easy to use
  • Review up to 10 different credit card offers
  • Find a credit card at no cost
  • Free credit related information
More info           Apply

Western Union® Prepaid MasterCard®Credit Card
Apply Now! Western Union® Prepaid MasterCard®

Credit problem? No problem!

Summary:

Ongoing APR: N/A
Total Initial Charge: $9.95
Overlimit Fee: $25.00

    Features:
  • Carry your money safely and conveniently.
  • Shop online anywhere MasterCard debit cards are accepted.
  • Check your Card balance anytime online or over the phone.
  • Reload your Card at any participating Western Union Agent location in the United States.
  • No credit checks! No lengthy applications!
  • Shop wherever MasterCard debit cards are accepted — even online
  • Efficiently manage your money and pay bills because you control how much you put on the Card.
  • Easy to Get, Easy to Use
  • The power of cash. The convenience of plastic.
More info           Apply

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