Student Credit Cards

You can choose another credit card type from the menu bar on the left or browse through the full list of our best Student credit cards below.

Citi® Dividend Platinum Select® Card for College Students

You've got the power to build your future.

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: No balance transfer fee with this offer*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 7.99% (Currently 12.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Reward Program: 1-2% Cashback

    Features:

• 0% APR* for 6 months on purchases, cash advances and balance transfers as long as you do not default under any Card Agreement*
• Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.
• Earn 1% cash back on all other purchases
• No minimum income or cosigner required
• Build your credit history
• No balance transfer fee with this offer
  
  *See Terms and Conditions.

More info           Apply

Bank of America Student Platinum Plus® Visa® Credit Card

Financial freedom while you build credit!

Summary:

APR for Balance Transfers: Prime + 10.99% (Currently 15.99%)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: Prime + 10.99% (Currently 15.99%)*
Cash Advance APR: Prime + 15.99% (Currently 20.99%)*
Cash Advance Fee: 3%, $10 minimum
Annual Fee: None
Late Fee: $15-$35
Overlimit Fee: $15-$35

    Features:

• Receive a $25 statement credit after qualifying transactions
• No cosigner required
• No annual fee
• Online Banking Service
• Total Security Protection®
• Mini Card available
• Photo expressions option available
• Card issued by FIA Card Services, N.A.
  
  See website for important rate and fee information.

More info           Apply

Capital One® No Hassle Cash^SM Rewards for Students

Establish Credit™Save For Your Next Big Purchase

Summary:

APR for Balance Transfers: 14.90%
Balance Transfer Fee: None
Intro APR for Purchases: 0.00% (for (until October 2008))
Ongoing APR: 14.90%
Cash Advance APR: 20.90%
Cash Advance Fee: 3%, $10 minimum
Annual Fee: $29.00
Returned Check Fee: $39.00
Late Fee: $15-$39
Overlimit Fee: $39.00
Reward Program: At least 1.25 miles/dollar on net purchases*

    Features:

• More cash back—25% annual bonus on the cash you've earned during the year*
• No catch—1% cash back on purchases you make from day one
• No limits—No limit on cash back
• No Expiration—Rewards won't expire for the life of your account
• Great savings—At Capital One Saving Zone^SM on Yahoo! Shopping
• Don't forget—0% APR on purchases until October 2008
  
  *See website for Disclosures.

More info           Apply

Citi® Bronze®/AAdvantage® Card for College Student

Your next flight may cost less than your next pizza.

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: No balance transfer fee with this offer*
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $35.00
Reward Program: AAdvantage® Miles

    Features:

• No annual fee for your card and free membership in American Airlines AAdvantage® program*
• Earn 1 AAdvantage® mile for every $2 you spend — up to 25,000 miles per year*
• No blackout dates on AAdvantage® award travel*
• AAdvantage® miles may never expire*
• $0 liability on unauthorized charges
• Access to credit education tips and tools
• No minimum income or co-signer required
• Special Student Deals
  
  *See Terms and Conditions.

More info           Apply

Chase + 1^SM Student MasterCard®

All that you expect and then some

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: As low as Prime + 9.99% (Currently 14.99%)*
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Reward Program: Karma Points

    Features:

• 0% Introductory APR on all purchases and balance transfers for up to 6 months*
• No Annual Fee
• Get music, movies, electronics, and more with your Karma Points in the Chase+1 store
  
  *See Pricing & Terms.

More info           Apply

Fidelity Investments® 529 College Rewards® American Express® Card

Start Saving For College!

Summary:

APR for Balance Transfers: 0.00% (for twelve billing cycles*)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: Fixed 16.99*
Cash Advance APR: 0% for 12 Months; 19.99% thereafter
Cash Advance Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $15 or $39
Reward Program: Reward Points*

    Features:

• Earn 1.5% on net retail purchases charged to the card
• Fidelity 529 Dollars earned will be transferred to your Fidelity Managed 529 Plan Account Automatically
• 0% Introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for your first 12 billing cycles.
• With American Express Selects^SM, enjoy special online offers for your family from merchants around the world
• Card issued by FIA Card Services, N.A.
  
  *See website for complete Terms and Conditions of card usage and application disclosure.

More info           Apply

Citi® Platinum Select® Visa® Card for College Students

You establish great friendships in college. Establish great credit too.

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: No balance transfer fee with this offer*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 5.99% (Currently 10.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00

    Features:

• 0% APR* for 6 months on purchases, cash advances and balance transers
• No balance transfer fee with this offer*
• $0 liability on unauthorized purchases
• No minimum income or cosigner required
• No annual fee
• Free Online Account Management
• Great student discounts
  
  *See Terms and Conditions.

More info           Apply

Citi® Driver's Edge® Visa® for College Students

School's hard. Getting this card is not.

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: No balance transfer fee with this offer*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Reward Program: Drive Rebates®

    Features:

• 0% APR* for 6 months on purchases, cash advances, and balance transfers
• Earn rebates towards any car, new or used. Any make, any model — purchase or lease.*
• No minimum income or co-signer required
• 24/7 free online access
• $0 liability on unauthorized purchases
• No annual fee
• No balance transfer fee with this offer*
  
  *See Terms and Conditions.

More info           Apply

Discover® Student Card - Monogram Collection

Displays your Initials!

Summary:

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: 1-5% Cashback Bonus®

    Features:

• Choose your personalized card design
• 0% Interest* on Purchases for 6 Months
• No Annual Fee
• Easy Online Account Management Options
  
  *View rates, fees, rewards and other important information.

More info           Apply

Discover® Student Open Road^SM Card

Get the card that's right for you, now and down the road.

Summary:

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: Full 5% on Gas Purchases*

    Features:

• 0% Interest* on Purchases for 6 Months
• Build Your Credit History
• Full 5% Cashback Bonus® on gas and auto maintenance purchases*
• Up to 1% Cashback Bonus® on all other purchases*
• $0 Fraud Liability Guarantee
• No Annual Fee
  
  *View rates, fees, rewards and other important information.

More info           Apply

Citi® mtvU™ Platinum Select® Visa® Card for College Students

Get serious rewards.

Summary:

APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: No balance transfer fee with this offer*
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 7.99% (Currently 12.99%)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Reward Program: ThankYou Points®

    Features:

• 0% APR for 6 months on purchases, cash advances and balance transfers
• $0 liability protection
• No annual fee
• Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores
• Earn 1 ThankYou Point for every dollar you spend on all other purchases
• Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA
• No balance transfer fee with this offer
  
  *See Terms and Conditions.

More info           Apply

Discover® Student Card - Clear

0% Interest* on Purchases for 6 Months

Summary:

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: 1-20%* Cashback Bonus®

    Features:

• 5% to 20% Cashback Bonus® at top online retailers*
• No Annual Fee
• Easy online account options that put you in control
• $0 Fraud Liability Guarantee
• Cool, Clear Design
  
  *View rates, fees, rewards and other important information.

More info           Apply

Discover® Student Card

Easy online account options that put you in control

Summary:

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: 1-20%* Cashback Bonus®

    Features:

• 0% Interest* on Purchases for 6 Months
• 5% to 20% Cashback Bonus® at top online retailers*
• No Annual Fee
• $0 Fraud Liability Guarantee
  
  *View rates, fees, rewards and other important information.

More info           Apply

Discover® Student Card - Tropical Beach

Tropical Beach Design!

Summary:

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Reward Program: 1-20%* Cashback Bonus®

    Features:

• 0% Interest* on Purchases for 6 Months
• 5% to 20% Cashback Bonus® at top online retailers*
• No Annual Fee
• Easy Online Account Management Options
• $0 Fraud Liability Guarantee
  
  *View rates, fees, rewards and other important information.

More info           Apply

The PAYjr Visa Buxx Card

Optional use of Chore & Allowance system!

Summary:

Ongoing APR: N/A
Total Initial Charge: $5.45

    Features:

• Parental control and visibility over card usage
• No minimum balance required
• Design Your Own Card
• Reloadable Prepaid
• Safer than Cash
• Shop Online
• Not a Credit Card

More info           Apply

Orchard Bank® Secured MasterCard®

Bad Credit — Good Secured MasterCard®!

Summary:

Ongoing APR: 7.90%-14.90%
Cash Advance APR: Prime + 17.15% (Currently 22.15%)
Minimum Cash Advance APR: 20.90%
Cash Advance Fee: 5% (minimum $20)
Annual Fee: $0-$35
Total Initial Charge: $200 minimum deposit
Late Fee: $30-$35
Overlimit Fee: $30.00

    Features:

• Set your own credit limit starting at $200, all online
• The perfect card to start building or rebuild your credit
• Reporting monthly to all major credit bureaus
• Your choice of payment due dates to fit your schedule
• Free standard bill pay and online account management tools
• E-alerts to your email or cell phone to remind you when a payment is due
  
  View the Credit Terms & Conditions.

More info           Apply

New Millennium Bank Platinum Visa® or MasterCard®

NMB has guaranteed your credit approval for up to $10,000* with no credit check!

Summary:

Ongoing APR: 19.50%
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Annual Fee: $59.00
Total Initial Charge: $99.95
Late Fee: $20.00
Overlimit Fee: $20.00
Reward Program: Travel Rewards

    Features:

• Guaranteed* Issue
• NO credit check, EVER
• NOBODY gets turned down
• Reports to 3 major CREDIT BUREAUS
• Credit approval for up to $10,000 (with both cards)*
• YOU are APPROVED regardless of income or credit history
• Complimentary online services for account management and payments
  
  *See Rates, Fees & Other Terms.

More info           Apply

First PREMIER Bank Secured MasterCard®

A MasterCard® Credit Card for Those with Less than Perfect Credit!

Summary:

Ongoing APR: 19.9%*
Cash Advance APR: $19.9%*
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $69.00*
Total Initial Charge: $200 minimum deposit*
Returned Check Fee: $25.00
Late Fee: $29.00
Overlimit Fee: $29.00

    Features:

• Reports monthly to 4 Major Credit Bureaus
• Quality Customer Service
• Accepted where you see the MasterCard® logo
• Over 3 million credit card holders
• Enjoy the benefit of 24-hour phone account access
  
  *See Rates, Fees & Terms for current information.

More info           Apply

Wired Plastic™ Prepaid Visa® Card

Guaranteed Approval*. Earn Reward Points on Every Purchase.

Summary:

Ongoing APR: N/A
Total Initial Charge: $9.95
Reward Program: Wired Points™

    Features:

• Receive your new Visa® card in as little as 3 days
• No Upfront Payment Required
• Overdraft Safety Program
• Rewards Program
• Integrated Bill Pay Service
• Convenient Loading Options
  
  *See Terms and Conditions.

More info           Apply

Western Union® Prepaid MasterCard®

Credit problem? No problem!

Summary:

Ongoing APR: N/A
Total Initial Charge: $9.95
Overlimit Fee: $25.00

    Features:

• Carry your money safely and conveniently.
• Shop online anywhere MasterCard debit cards are accepted.
• Check your Card balance anytime online or over the phone.
• Reload your Card at any participating Western Union Agent location in the United States.
• No credit checks! No lengthy applications!
• Shop wherever MasterCard debit cards are accepted — even online
• Efficiently manage your money and pay bills because you control how much you put on the Card.
• Easy to Get, Easy to Use
• The power of cash. The convenience of plastic.

More info           Apply

The most convenient way to get FREE COLLEGE SAVINGS at thousands of participating retailers and restaurants is through the credit cards you already carry in your wallet. Register your credit cards once with Upromise, and every time you use one of them at a participating company, you'll get a percentage of your spending back into your Upromise Account - automatically. Upromise is a free service. There's no catch. America's leading companies give you money back for college as a way to earn your loyalty.