Unsecured Credit Cards
These cards are geared towards consumers with less than perfect credit, but not as bad to have to put down collateral or to have a savings account inorder to secure credit cards. They are different from "regular" credit cards in that they charge higher interest as well as a higher account assessment fee. Not advertised as unsecured, you must have a good credit rating to be eligible for a "regular" credit card.
You can choose another poor credit credit card type from the menu bar on the left or browse through the full list of our best UNSECURED credit cards below.
Bad credit history? This could be the right card for you!
Ongoing APR: Prime +11.75%* (Min. 19.50%)
Cash Advance APR: min. 25.50%*
Minimum Cash Advance APR: 25.5%*
Cash Advance Fee: 5% (minimum $5)
Annual Fee: $150*
Returned Check Fee: $35*
Late Fee: $35*
Overlimit Fee: $35*
- Unsecured Gold MasterCard® Credit Card
- Reports to the Major Credit Bureaus
- MasterCard® cards are accepted at over 25 million locations worldwide
- Quick Online Decision
- Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.


